For the ones interested in buying a house for investment


Variable or Fixed


Up to 20 years

Loan amount

Up to 60% of the property value


  • Grace Period
  • Installment postponement
  • Installment planning

The scheme is offered to permanent residents of Cyprus only. If you are not a permanent resident of Cyprus for the last 5 years, call in at any of our Bank of Cyprus branche to find out about your options. 



Loan amount

Up to 60% of the value of the property. 

Interest rate selection

  • Fixed interest rate for 3 years. After the end of the fixed interest rate period, the interest rate changes to variable.
  • Variable rate for the entire duration of the mortgage.

Ask our Relationship officers to find out more on our current interest rates.

Withdrawal rights

Within 5 business days of the date of conclusion of the agreement

Maximum repayment period

20 years

Minimum repayment period

  • 15 years if you select a fixed interest rate
  • 10 years if you select a variable interest rate

Maximum age of borrower at loan maturity

65 years         



Grace period

You have the option of paying a low installment during the first year, equal to the interest payable for that period.

Installment postponement

In case of unforeseen events, you can postpone the payment of up to 2 monthly installments per year (24 installments during the life of your loan).

Installment planning

If you select a variable rate, you can specify the amount and frequency of installments according to your financial capabilities.

Need more information?
  • 800.00.800
  • Calling from abroad +357 22128000
  • Service hours
  • Monday to Friday, 07:45 until 20:00
  • Saturday and Sunday 09:00 - 17:00
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